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Car Insurance in Arizona
Cheap Car Insurance in Arizona
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In Arizona car insurance coverage is very important. The state of Arizona requires auto insurance coverage on every motor vehicle driven within the state.
In Arizona for car insurance minimum liability requirements are 15/30/10.
- Fifteen thousand dollars ($15,000) because of bodily injury to or death of one (1) person in any one (1) accident
- Thirty thousand dollars ($30,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, subject to the fifteen thousand dollar($15,000) per person limit
- Ten thousand dollars ($10,000) because of injury to or destruction of property of others in an accident.
Arizona as a TORT STATE.
In Arizona if a driver is at fault, he must pay for the other driver’s medical expenses and any damages done to their vehicle and the other driver may also pursue money for lost wages, as well as pain and suffering. If you do not have insurance the other driver may sue you in court which means Arizona is a TORT STATE.
Uninsured/Underinsured Motorist (UM/UIM ) protection in Arizona
UM/UIM protection does not require in the state of Arizona. For our betterment we must have this insurance cover .As if you are not covered by these coverage plans then you have to pay the bill if you are hit by an uninsured driver even if its their fault .Thus one must be prepared himself before for this type of odd situation.
Green car discount, Insurance Bundling Discounts, Military Auto Insurance Discount, Occupational car discount, Pay per mile insurance, Safe driver discount, Safety equipment discounts, Senior driver discount. are some of the discounts of Arizona car insurance state .With the help of these discounts you can bring insurance premiums costs down .Ask insurance provider at the time of insurance about several discounts available and if you can qualify for one.
To find the local agents in Arizona click here.
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